LOAN PROGRAMS
Conventional Loans
Offers competitive interest rates and requires a minimum of 3% down payment or the standard 20% down without mortgage insurance. Standard documentation and fair-to-good credit score are necessary to qualify.
VA Loans
Offering no down payment option to eligible U.S. service members, surviving spouses, and veterans. No mortgage insurance required.
FHA Loans
Great home buyer program with more flexible lending guidelines. Requires a minimum down payment of 3.5%.
Rural Housing Loans (USDA)
$0 down option for qualifying properties located in USDA defined rural areas. Insured by the U.S. Government.